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Books & Articles

 

"Trying to comprehend the arcane world of debtor/creditor negotiations during periods of financial distress, while being held responsible for the conduct of the business, is a daunting task for any manager—but it is especially difficult if that person also happens to own the company and personally guarantees the bank loan."

— Edmond P. Freiermuth

 

 

Books

Life After Debt: Recapitalizing the Troubled Business

(Dow Jones-Irwin)

  • Tapping into Undervalued Real Estate

  • Obtaining That Elusive Equity Capital

  • Restructuring or Refinancing Bank Debt when the Pressures Are Building

  • Using Self-Help Measures to Get Informal Extension Programs from Unsecured Creditors

  • Using Professionals to Assist in Obtaining Extension Programs from Unsecured Creditors

  • Getting Unsecured Creditors to
    Compromise, or Take Less Than, the Full Amount Owed Them

  • Negotiating an Out-of-Court Reorganization Plan with Confirmation in Bankruptcy Court

  • Voluntarily Entering a Liquidating Chapter 11 Permitting a Secured Creditor to Foreclose on Collateral, Subsequently Repurchasing the Assets

  • Arranging a Private Sale of Assets to an Angel at a Commercially Reasonable Price

  • Making a General Assignment for the Benefit of Creditors and Starting Over

  • Filing a Voluntary Chapter 7 Bankruptcy Petition and Starting Over

  • Conclusion

 

Turnaround: Avoid Bankruptcy and Revitalize Your Company

(Tab Books Imprint, McGraw Hill)

  • Recognizing the Symptoms of Serious Financial Problems

  • Assessing the Causes of Zefco's Financial Difficulties

  • Zefco's Decision to Retain a Turnaround Consultant

  • Preparing Cash Flow Forecasts

  • Developing a New Strategic Plan for Zefco

  • Negotiating with Various Creditor Groups

  • Preparing and Presenting Zefco's Plan of Reorganization and Disclosure Statement

  • Using the Protection of the Bankruptcy Court If All Else Fails

Selected Articles

  • “The Alternative to Bankruptcy Pro-
    ceedings,” McCord’s Credit Detective

  • “Avoiding Business Bankruptcy and
    Finding New Success,” Small Business
    Reports

  • “Borrowers Will Pay the Price for
    Mistakes of Troubled Banks and S&Ls,” Los Angeles Times

  • “Chapter 11: To File or Not to File?” Los Angeles Times

  • "Crisis at Zef-Tech,” Small Business
    Reports

  • “The Early Warning Signs,” Chief
    Financial Officer International

  • “An Insidious Brain Drain," Chief
    Financial Officer International

  • “Is Chapter 11 Painless? Don’t You Believe It,” CPA Client Bulletin.

  • “Leveraged Buyouts (LBOs): Everbody’s A Winner—Almost,” Credit Executive of Southern California

  • “Loan Committee: Missing Link in Junk Bond Financing Chain?” Robert Morris Associates Commercial Lending Newsletter

  • “Red Flags that Signal Impending
    Business Disaster," California Commercial Lender Magazine

  • “Restructuring or Refinancing Bank Debt When the Pressures Are Building," California Commercial Lender Magazine